following EXCEPT:
Ask and complete all questions on the application
Witness all signatures whether present or not
A health insurance underwriter is considering an application for John Smith. Which of the following is not a factor the underwriter may consider?
Medical history
Moral hazards
Race
An underwriter considers physical conditions in addition to other factors in judging a risk. All of the following are physical conditions EXCEPT:
Credit Score
Which of the following can be risk factors in judging a risk for insurance?
Family Medical History
Gender and Age
Smoking
All of the above
An agent takes an application. What information is in Part III?
Medical History
Credit Reporting
General Information
Agent’s Report
Agent John notices that he has made an error in completing an application for Sally Smith. John should do which of the following?
For a minor change, he should correct the error and have the Sally initial the changes in his presence
Which of the following information is not required on the first page of an application for insurance?
Agent’s name
Name of the insurance company
Agent’s license number
Health information about the applicant
An application for insurance will contain all of the following EXCEPT:
A written request for insurance by the applicant
Information about the applicant’s background
Information about the applicant’s health history
An oral request by the agent to the company to issue the requested

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